Does it pay to buy Travel Insurance?

Picture the average family vacation, you purchase your accommodation, you acquire your flights, you think of any extras such as car hire you might need and you think you've got it all sorted. Then you remember you've not even began to consider the prospect of travel insurance . The question on the financial communities mind at the moment and indeed expressed by companies such as MarketWatch is as follows: Does it pay to buy travel insurance?

Many people do not realise that they may already be covered for certain elements by their existing insurance polices, for example home insurance and life insurance. Certain credit card companies will also give free protection to their clients if they use the card whilst on holiday paying out in the event of accidental death for example.

This may be the case, but the problem is, you will still only be covered for certain areas and may be leaving wide holes in your total coverage. For the average family with 2 adults and 2 young children, an annual multi trip policy can be purchased for as cheap as £49 according to It is important to check how many trips are covered and the total allowance in day's by this type of policy and decide if this suits your circumstances. For some, taking out a single trip policy for each holiday may be more beneficial.

Posted by: chris rowlands Posted on: April 13, 2007


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