The Social Security Administration (SSA) is implementing two major benefits program focused on workers with disability. One of these two programs is the Supplemental Security Income (SSI). This program being administered by the SSA intends to grant income to citizens who are impoverished and lacking in necessities like food, clothing and shelter.
SSI benefits may be paid for individuals with disability or elderly with the age of 65 years old and above who have met the program's income requirements.
The Social Security enforces the SSI program's income requirements, carefully and meticulously.
Here are several of the requirements that need to be met by claimants of SSI benefits in order to qualify:
• People that has limitations in income and resources
• People with impairments in vision
• People with disability
• Elderly people
In particular, children with disabilities and their families may also qualify to receive SSI benefit payments:
Children with disabilities – the parent of a child/children suffering from certain medical conditions, which is classified as a disability may become qualified to receive payments on account of the SSI, benefits program.
The conditions that the child is suffering from may not be limited to medical diseases. It may also include learning and behavioral disorders.
If you find that, your child may be qualified according to the SSI program's medical requirements, your entire household need to meet specific income requirements as imposed by the SSI program, as well.
The Social Security would consider the following:
- earnings of the child's parents
- money saved in the bank
- total value of any accounts for retirement
- family investments
- additional property beside the family's primary residence
- more than one vehicle owned by the family may also be counted as part of the family's resources
In order for your family's resources to meet the qualifications set by the SS the total countable value of the resources, involving money in cash, investments, countable property and vehicles must not exceed $2,000. If you still have money saved in the bank which, when counted, have put you over the qualified resource limit, your family may choose to spend the money already in order for you to qualify.
Your family can use your excess money for whatever purpose you see fit. Once you have already reached the $2,000 resource limit, your disabled child may then become eligible for the benefits under the SSI program.
Qualifying in the requirements, becoming eligible and ultimately becoming approved for SSI benefits may seem bothersome for you.
However, when your child becomes eligible for payments under the SSI benefits program, you may also be enrolled in your respective State's Medicaid. The Medicaid could be a great help for the payment of medical expenses and prescription medication of your child. Furthermore, you may also qualify to receive food stamps.
You can contact the Social Security's toll-free number for more information about how to qualify for benefits under the SSI program.
By: Lala C. Ballatan
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