Before you begin your search, take these tips into consideration:
Beware of health insurance discount plans. Many of the affordable health insurance plans in Denver Colorado you find online will actually be medical discount plans. This means you can receive a discount on medical costs from doctors who participate in the plan. It is not true health insurance, and it may not be right for you.
Visit the Colorado Division of Insurance website. The Colorado Division of Insurance aims to provide residents with education about health insurance as well as a medium for filing complaints. The website provides information about the following: various small group health insurance programs, mental health care, managed care, HIPAA, HMO service areas, COBRA, CCC, and a list of individual carriers. The Colorado Division of Insurance also provides tips and alerts for health insurance consumers. You may want to compare all of this information with information you find during your search of databases for affordable health insurance in Denver Colorado.
Keep Cover Colorado in mind. If you are a Denver Colorado resident who is unable to get health insurance because you have a pre-existing health condition, Cover Colorado may be right for you. Too, individuals who are eligible under the Health Insurance Portability and Accountability Act (HIPAA) should check out Cover Colorado. Visit the Colorado Division of Insurance website. There, you will find Cover Colorado eligibility requirements and an application online.
Ask about the company’s licenses. You want to make sure the insurance company you’re considering is licensed in Colorado. If the company isn’t, the Colorado Division of Insurance will not be able to help you should you ever have complaint issues or other problems with your health insurance policy.
By: Angela Farnsworth
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